Saturday, May 22, 2010

10-05-22 FBI Complaint against Michael Libow – Coldwell Banker Residential Brokerage, and Gail Hershowitz – Mara Escrow, Both of Beverly Hills, California on Conspiracy of Real Estate Fraud and Extortion // BI Queja contra Michael Libow - Coldwell Banker Residential Brokerage, y Hershowitz Gail - Mara en Reserva, dos de Beverly Hills, California, el Conspiración de Fraude de Bienes Raíces y la Extorsión // BI Beschwerde gegen Michael Libow - Coldwell Banker Residential Brokerage und Gail Hershowitz - Mara Escrow, beide von Beverly Hills, Kalifornien, am Conspiracy of Real Estate Betrug und Erpressung

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Michael Libow - Coldwell Bank______ _ _ Gail Hershowitz - Mara Escrow



FBI Complaint against Michael Libow – Coldwell Banker Residential Brokerage, and Gail Hershowitz – Mara Escrow, Both of Beverly Hills, California on Conspiracy of Real Estate Fraud and Extortion 
Los Angeles, May 22 – Dr Joseph Zernik, Los Angeles County resident filed complaint with FBI White Collar Crime Squad supervisor Steven Goldman against Michael Libow – real estate salesperson at Coldwell Banker Residential Brokerage, and against Gail Hershowitz – formerly escrow officer at Mara Escrow, both of Beverly Hills, California. [1] The complaint provided compelling evidence of conspiracy by Libow and Horowitz in a real estate fraud and extortion scheme against Dr Joseph Zernik, pertaining to property at 320 South Peck Drive, Beverly Hills, California, in collusion with Countrywide, later also with Bank of America Corporation.  The essence of real estate fraud in the case, perpetrated by David Pasternak – former president of the Los Angeles Bar Association -  was opined in a letter by highly decorated FBI veteran, fraud expert James Wedick, provided as part of the complaint.  The complaint provided further evidence, including a November 2004 signed statement by Hershowitz herself, where she indicated that the real estate purchase agreement for the property was faxed to her by Libow on September 22, 2004.  However, the evidence provided in the complaint documented that later, both Libow and Hershowitz eliminated from escrow and brokerage records the September 22, 2004 purchase agreement record. Instead, both Libow and Hershowitz introduced another, unauthenticated record as the real estate purchase agreement.  The complaint stated that a reasonable person, not even a fraud expert, would surely conclude upon review of such record, that it was the product of computerized image processing and adulterations, including elimination of the fax transmission header imprints and placement and replacement of graphic signatures and initials, using “cut and paste”.
The complaint also provided documentation in an August 2008 letter by Mr Wedick that FBI Special Agent assigned to the case agreed with Mr Wedick already then that Dr Joseph Zernik was indeed the victim of real estate fraud, and that it was within the duties and obligations of FBI to investigate and provide protection in such case.  The complaint further stated that since January 2008, FBI repeatedly promised the US Congress to investigate, and later to “speed up” investigations of conduct of sub-prime lenders that caused the current economic/ financial crisis.  The complaint further stated that lawlessness in Los Angeles County, California, which was reflected in the complaint, was contrary to duties and obligations of the US government pursuant to international law – the Universal Declaration of Human Rights, and also contrary to the Basel Accords on international banking.  The complaint requested FBI and the Los Angeles White Collar Crime Squad to initiate investigation in the matter, to provide Dr Zernik equal protection under the law, and to return to Dr Zernik’s possession his lawful property at 320 South Peck Drive, Beverly Hills.
Copies of the complaint were forwarded to US banking regulator – John Dugan – Comptroller of the Currency, to chairs of the House and Senate judiciary and banking committees, to United Nations Human Rights Commissioner, and the Basel Accords Committee on international banking.
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LINKS:

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10-05-22 Complaint Filed with FBI, Los Angeles, against Michael Libow (Coldwell Banker Residential Brokerage) and Gail Hershowitz (Mara Escrow)

Steven Goldman, Supervisor
White Collar Crime Squad
FBI Los Angeles, California
Tel: 3130 996 3810
Agent Marie
Tel: 310 996 4133
 
The favor of a response within 10 days is requested.
RE:  FBI Complaint against Michael Libow, Real Estate Salesperson (Coldwell Banker Residential Brokerage) and Gail Hershowitz, Escrow Officer (Mara Escrow – Subsidiary of Old Republic International) for forgery, wire/fax fraud, real estate fraud and extortion.

Dear Supervisor Goldman:

Please accept instant letter and the records, linked below, as a complaint against Michael Libow – Real Estate Salesperson at Coldwell Banker Residential Brokerage, and Gail Hershowitz – then Escrow Officer at Mara Escrow – Subsidiary of Old Republic International, for forgery, wire/fax fraud, real estate fraud and other criminalities, and a request for equal protection under the law.
The pattern of alleged criminalities reflected in instant complaint is related to complaints previously filed with your office, stemming from real estate fraud and extortion against Dr Joseph Zernik, pertaining to his property at 320 South Peck Drive, Beverly Hills, California.  The essence of real estate fraud in the case was opined by highly decorated FBI veteran, fraud expert James Wedick. [1]  The conduct evidenced in instant complaint adds to documentation of widespread criminalities in real estate, mortgage and banking operations in Los Angeles County, California.  Such conditions prevailing in Los Angeles County, California, are nothing new, either.  Los Angeles County, California, was distinguished by FBI already in the early 2000s as “the epicenter of the epidemic of real estate and mortgage fraud.”   Such conditions eventually incurred losses to US taxpayers at hundreds of billions of dollars.  It is part of conduct that FBI repeatedly promised US Congress to investigate and later - to speed-up investigation of.
Following are just highlights of the evidence of the alleged criminal schemes. Voluminous additional evidence is available upon request:
1)      On September 22, 2004 Michael Libow, Real Estate Salesperson at Coldwell Banker Residential Brokerage faxed to Gail Hershowitz, then Escrow Officer at Mara Escrow (a subsidiary of Old Republic International) the real property purchase agreement pertaining to Dr Joseph Zernik’s property at 320 South Peck Drive, Beverly Hills, California. [2]
·        A signed statement to that effect was provided by Gail Hershowitz in November 2004. [2] 
2)      In the 2006-7 subpoena productions of records, [3] Michael Libow and Coldwell Banker Residential Brokerage  omitted the record that was the authentic September 22, 2004 real estate purchase agreement. 
In the 2006-7 subpoena productions of records [4] Gail Hershowitz and Mara Escrow, likewise, omitted the record that was the authentic September 22, 2004 real estate purchase agreement.
It is alleged that the Libow and Hershowitz conspired to eliminate the authentic September 22, 2004 record from both their productions of records, as part of a real estate and extortion scheme.
3)      In the 2006-7 subpoena productions of records Michael Libow and Coldwell Banker Residential Brokerage included a real estate purchase agreement, which was NOT the real estate purchase agreement faxed by Libow to Hershowitz on September 22, 2004. [3, pages 152-163]
In 2006-7 subpoena productions of records of Gail Hershowitz and Mara Escrow, likewise, included a real estate purchase agreement was included, which was NOT the real estate purchase agreement faxed by Libow to Hershowitz on September 22, 2004.  [4, pages 85-102]
It is alleged that the records produced by Libow and Hershowitz in 2006-7 were:
(a)    Part of real estate fraud and extortion against Dr Joseph Zernik;
(b)   Forgery;
(c)    Part of a pattern of wire/fax fraud;
(d)   Part of routine and deliberate adulteration of electronic records by both Libow and Hershowitz by elimination of authentication data, in violation of UETA – Universal Electronic Transactions Act;
(e)    Part of a conspiracy for real estate fraud and extortion by Libow and Hershowitz.
·        Upon review of the real property purchase agreement records, which were produced by Libow and Hershowitz, a reasonable person would surely conclude that the records were closely related to each other.
·        Upon review of such records a reasonable person would surely conclude that the records, which were produced by Libow and Hershowitz failed to include authentication data as required by UETA.
·        Upon review a reasonable person would surely conclude that the records, which were produced by Libow and Hershowitz, were derived from a record similar to that which was produced by Countrywide Home Loans, Inc. [5, pages 272-286] The record produced by Countrywide, in itself, was alleged as a product of various types of criminalities as well.[6]
·        Upon review a reasonable person would surely conclude that such records, which were produced by Libow and Hershowitz, were products of adulteration and forgery using electronic image procession, including, but not limited to:
1) Deskewing
2) Background reduction
3) Elimination of the authentication data included in the fax header imprints
4) Placement and replacement of graphic signatures and initials using cut and paste.
·        When asked in 2007 about the origins of such record, Gail Hershowitz stated that it was generated by Michael Libow.
·        Michael Libow himself, when asked about the origin of such record, did not deny that he generated it.
·        When asked in 2007 about the origins of such record, Mara Escrow’s counsel described it as the "cleaned copy.
To eliminate a common misunderstanding – Dr Zernik was never involved in any foreclosure, bankruptcy, or
mortgage default of any kind. 
The fraud schemes described above culminated in November – December 2007:  The property at 320 South Peck Drive, Beverly Hills was forcibly and unlawfully taken from Dr Joseph Zernik by Mr David Pasternak in collusion with Michael Libow and Gail Hershowitz, as described above.  Consequently, David Pasternak Conducted conveyance of title of the 320 South Peck Drive property, which was opined by Mr James Wedick, a decorated FBI veteran, as fraud, in and of itself.  [1]
Later, in an August 2008 letter, Mr Wedick recorded his communications with FBI Special Agent assigned to the case, [7] where the Special Agent agreed with Mr Wedick that Dr Joseph Zernik was indeed the victim of real estate fraud, and that it was within the duties and obligations of FBI to investigate and provide protection under such circumstances.
Since January 2008, and to this date, FBI repeatedly promised the US Congress to investigate, and later to “speed up” investigations related to conduct of sub-prime lenders that caused the current economic/financial crisis. 
Conditions in Los Angeles County, California, which are reflected in instant complaint, are contrary to duties and obligations of the US government pursuant to international law – the Universal Declaration of Human Rights, and also contrary to international accords – the Basel Accords on international banking.
Therefore, FBI and the Los Angeles White Collar Crime Squad are requested to initiate investigation in the matter, to provide Dr Zernik equal protection under the law, and to return to Dr Zernik’s possession his lawful property at 320 South Peck Drive, Beverly Hills, 90212.
Truly,
[ ]
Joseph Zernik, PhD
CC:
1) John Dugan – Comptroller of the Currency
2) Office of Comptroller of the Currency
3) Office of the Honorable Dianne Feinstein, Senator from California
4) Mr James Wedick, highly decorated FBI veteran and fraud expert.
5) Representative Barney Frank – Chair of the House Banking Committee
6) Senator Christopher Dodd – – Chair of the Senate Banking Committee
7) Senator Carl Levin – Chair of the Senate Investigations Committee
8) Senator Patrick Leahy – Chair of the Senate Judiciary Committee
9) Senator John Conyers – Chair of the House Judiciary Committee
10)  UN High Commissioner on Human Rights
11)  Basel Accord Committe
LINKS:
[1]  Highly decorated FBI veteran, fraud expert James Wedick’s opinion letter on Real estate fraud against Dr Joseph Zernik pertaining to his lawful property at 320 South Peck Drive, Beverly Hills, California:
[2] Gail Hershowitz’s November 2004 statement regarding events pertaining to failed real estate transaction in September –October 2004.  
[3] Subpoena productions of records by Michael Libow and Coldwell Banker Residential Brokerage, alleged as fraud:
[4] Subpoena productions of records, Gail Hershowitz and Mara Escrow, alleged as fraud:
[5] Subpoena production by Countrywide Home Loans, Inc, alleged as fraud:
[6] Record filed by Dr Joseph Zernik providing evidence of various alleged criminalities in the record represented as a real estate purchase contract, which was produced by Countrywide Home Loans, Inc, and filed as evidence by Nivie Samaan in court,  Such evidence included, but was not limited to a copy of Nivie Samaan’s fax log and other evidence of fax/wire and other fraud by Nivie Samaan and others.
[7] August 2008 email letter by highly decorated FBI veteran James Wedick, documenting his communications with FBI on the real estate fraud against Dr Joseph Zernik.



10-05-22 New on Youtube - On the Steps of the US Supreme Court in Fine v Sheriff (09-A827) // Nuevo en Youtube - En los Pasos de los EE.UU. Corte Suprema en Fine v Sheriff (09-A827) // Neu auf Youtube - Auf den Stufen des Obersten Gerichtshofs der USA in Fine v Sheriff (09-A827)

The clip documents the filing on April 21, 2010 of Motion to Intervene in Fine v Sheriff (09-A827) [1] at the US Supreme Court in Washington DC. The Motion to Intervene did not address the various arguments brought up by Richard Fine himself in the application to US Associate Justice Ruth Ginsburg.  Instead, it argued that Richard Fine must be immediately released for the simple reason that there were no records, conforming with the fundamentals of the law, to provide the legal basis for his confinement.   Therefore, the filing provided detailed evidence of the alleged fraud in respective records of the various agencies of the justice system: 
(a) The Los Angeles Superior Court - which refuses to this date to allow access to the Register of Actions (California civil docket) in the case; 
(b) The Los Angeles Sheriff's Department - which insists to this date on fraudulently claiming that Richard Fine was arrested and booked at an by the authority of the non-existent "Municipal Court of San Pedro";
(c) The US District Court, Los Angeles - which purported to conduct a petition for a writ of habeas corpus, but served minutes, orders, judgment, and mandate with no valid authentication at all;
(d) The US Court of Appeals, 9th Circuit - which likewise served orders,  judgments, and a mandate unsigned, and with no authentication at all.

The US Supreme Court handled such filing the same way the other courts did - the papers simply vanished. 
A declaration posted at SCRIBD detailed what took place:  The exhibit to the declaration provided the conformed copies that were received from the US Supreme Court as evidence of the filing.  It also recorded the phone call with the US Supreme Court  the next day: Supreme Court Counsel Danny Bickell initially tried to deny that the papers were filed and were held in his possession.  Later he stated that he had not yet made the decision whether the papers would or would not appear in the Supreme Court docket of Fine v Sheriff (09-A827). When asked whether he was the Clerk of the Court or whether he was authorized as Deputy Clerk, he admitted he was neither.  Regardless, he stated he would made the decision... And indeed apparently he did - the papers simply vanished with no Due Process at all...
No discrepancy notice or any other notation ever appeared in the docket to document the filing...
Forget about the First Amendment right to to "
petition the Government for a redress of grievances..." The US Supreme Court ignored that text, as if it were for propaganda purposes only... 

PS I still don't know how to take good videos, and forget about editing...
LINKS

[1] April 23, 2010 US Supreme Court conference in Fine v Sheriff (09-A827) - Motion to Intervene and related papers filed by Dr Joseph Zernik